Online payday loans are short-term, small-principal loans that you can apply for using your mobile device or computer. They are often used to take care of surprise expenses and are usually repaid upon a borrower’s next payday, although some states allow loan extensions.

What is the best online payday loan?

The “best” online payday loans are the loans that are best for each individual person. Certain credit types are better for certain needs, and of course not everyone qualifies for the loans with the lowest rates. In searching for the “best” loans, you should start by identifying your need and then looking to see what you qualify for.

9+ Best Online Payday loans in the United States (US)

#1. Personal/Installment/Payday – PlanBLoan.com

PlanBLoan.com is one of the most innovative offers in the niche that gives an opportunity to send a request for personal, payday and instalment loan in a single form. The offer has a functionality to recognise customers and login them into their accounts with a pre-popped request form.

#2. Personal/Installment/Payday – LendPlans.com

LendPlans.com is an All in One offer that combines 3 financial products – personal, payday and instalment loans. The offer has a user-friendly step-by-step request form that makes customer experience super simple and enjoyable. Another great thing is an option to recognise customers and login them into their accounts with a pre-popped request form.

#3. Personal/Installment/Payday – FundsJoy.com

FundsJoy.com includes the possibilities to apply for personal, installment and payday loans in one place. So your clients can improve their chances of getting a loan. The highest possible amount is $5,000.

#4. Personal/Installment/Payday – GreenlightCash.com

GreenlightCash.com is a combo offer where clients can apply for different types of loans at the same time – payday, installment and personal. That would significantly increase chances of getting funds. Loan amounts are limited to $5,000.

#5. Personal/Installment/Payday – LoansAngel.com

LoansAngel.com makes possible to request such financial services as personal, installment and payday loans with a single application form. Such solution will help to find more options for your clients. Loan amounts may vary from $100 to $5,000.

#6. Personal Loans for Christmas Season – Xmasfunds.com

Xmasfunds.com is an offer where people can request personal, instalment and payday loans by submitting a simple application form. The highest possible amount is $5000. Xmasfunds.com was created to attract more clients during Christmas and New Year holiday season.

#7. Personal loans for Holiday season – HolidayCashOnline.com

HolidayCashOnline.com is our best performing offer for Holiday season. Clients can request personal, installment and payday loans for up to $5000.

#8. Personal/Installment/Payday – MaximusMoney.com

MaximusMoney.com provides opportunities to request up to $5,000, so by submitting loan requests clients can be approved for payday, installment or personal loans. 

#9. Personal/Installment/Payday – IndyLend.com

IndyLend.com allows clients to request up to $5,000 with a single application form. This solution will help to significantly increase chances of getting personal, installment and payday loans.

FAQ

Annual Percentage Rate (APR)

Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Typically, APRs for personal loans range from 4.99% to 450%, APRs for cash advance loans vary from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Since Planbloan is not involved in the lending process, we can not deliver any specifics about the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.

Representative Example of APR

If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.

What are the requirements for payday loans?

You can be eligible if you:

  • legally reside in the United States;
  • are 18 years old or older;
  • have a stable source of income.

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