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Photo courtesy of Hyatt

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I’ve owned the Chase Hyatt credit card for several years. I applied when you could still receive two free nights at any Hyatt in the world. With Hyatt’s hotel loyalty program rebranding as World of Hyatt, the credit card has also received some upgrades. I resisted upgrading and was hoping for some bonus points to make the upgrade more lucrative. I finally received a Chase World of Hyatt upgrade offer. Here’s what the offer was and why I accepted it.

Comparison of Hyatt credit card benefits

There are a number of changes between the old Chase Hyatt credit card and the new Chase World of Hyatt credit card. You’ll now earn 4x points at Hyatt plus 2x points for transportation and gym memberships.

But with those additions, take notice that the World of Hyatt card no longer earns 2x points on car rentals. You’re better off using the Chase Sapphire Reserve (3x on travel) or the Chase Sapphire Preferred (2x on travel) because they offer primary rental car insurance and then transfer to Hyatt at 1:1 ratio.

There are two great additions with the Chase World of Hyatt upgrade offer – an extra free night and ability to earn status based on your annual spending. When you spend $15,000 in a calendar year, you’ll receive an extra Category 1-4 free night. Plus, for every $5,000 you spend, you’ll earn an extra two qualifying night credits. It is possible to earn Hyatt Globalist status completely based on your spending.

I think the additions are well worth the increase in the annual fee to $95, which is an additional $20 over the Chase Hyatt credit card.

Chase World of Hyatt credit card upgrade offer 2019 comparison
Image courtesy of Chase World of Hyatt

Read: Hyatt Regency Kinabalu Review

My Chase World of Hyatt upgrade offer

As if the additional benefits were not enough, my Chase World of Hyatt upgrade offer included 5,000 bonus points when upgrading and making one purchase by December 31, 2019.

The only downsides with the upgrade are the annual fee increasing to $95 and losing the 2x points on rental cars.

Chase World of Hyatt credit card upgrade offer 2019
Image courtesy of Chase World of Hyatt

Read: Hyatt Miraval Resort Review: Highest value for free nights

I submitted my Chase World of Hyatt upgrade offer request and now I wait

I went through the process to request the upgrade per my Chase World of Hyatt upgrade offer.  The weird thing is that I wasn’t instantly upgraded.

Instead, Chase reviewed my credit (soft pull) to ensure that I met its credit criteria. Once the upgrade request is approved, the new product benefits will take effect within four business days. Chase is supposed to send a letter confirming the new annual fee and detailing the changes to my credit card.

Chase World of Hyatt credit card upgrade offer 2019 requested
Image courtesy of Chase World of Hyatt

The Bald Thoughts

I’m excited about my Chase World of Hyatt upgrade offer. I don’t pay for many Hyatt reservations, so there is no way that I will qualify as a Hyatt Globalist based on my stays. Based on my spending, I should be able to qualify for elite status with the two stay credits for every $5,000 and the second annual free night after $15,000. Paying the extra $20 per year is a total no-brainer.

Have you upgraded your Chase Hyatt credit card? What’s your favorite new perk of the Chase World of Hyatt credit card? Let us know in the comment section below.

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